The Yonder Credit Card is a modern alternative to traditional rewards and cashback cards in the UK. Instead of focusing on points that gather dust or rewards you’ll never use, Yonder transforms everyday spending into lifestyle benefits, dining experiences, and travel perks. Available in two versions, the Free Plan and the Full Membership, it adapts to different needs and budgets.
With the Free Plan, you can start earning points with no monthly fee, while the Full Membership costs £15 per month (around £160 per year) and offers enhanced earn rates, travel insurance, and premium partner rewards. Both options come with no foreign transaction fees, making Yonder a strong choice for frequent travellers and those who want to enjoy global spending without hidden charges.
Benefits of the Yonder Credit Card
1. Two Membership Options
Choose between the Free Plan with no monthly fee, or the Full Membership at £15 per month, designed for users who want maximum benefits.
2. Generous Earn Rates
Earn 1 point per £1 on the Free Plan and up to 5 points per £1 with Full Membership, with boosted rates at selected lifestyle and dining partners.
3. Welcome Bonus
New cardholders receive a points welcome bonus, giving you immediate rewards from the start.
4. No Foreign Transaction Fees
Pay abroad without worrying about hidden fees. The Yonder Credit Card charges no FX fees, making it a top choice for international shoppers and travellers.
5. Travel Insurance (Full Membership)
Full Membership includes comprehensive travel insurance, giving you extra reassurance every time you leave the UK.
6. Lifestyle Rewards
Access curated experiences and offers across dining, fitness, entertainment and travel. Rewards rotate every month, keeping benefits fresh and relevant.
7. Top-Up Functionality
Boost your spending power by topping up your card with your own money. Even topped-up amounts earn Yonder points, offering more flexibility than most credit cards.
8. Purchase Protection
Items bought with your Yonder Credit Card are covered against theft or accidental damage for a limited period.
9. Refund Protection
If a retailer refuses a return, Yonder may reimburse you directly, helping you avoid unnecessary losses.
10. Easy Account Management
The Yonder app makes it simple to track spending, freeze or unfreeze your card, and redeem points instantly.
11. Share Points with Friends
Send points to other Yonder members, allowing you to pool rewards and enjoy experiences together.
12. Dynamic Rewards Network
Yonder frequently partners with new venues and brands, ensuring a constantly evolving set of experiences for members.
Who Can Apply for the Yonder Credit Card?
Applicants generally need to:
- Be at least 18 years old.
- Be a permanent UK resident.
- Hold a UK bank account.
- Pass credit and affordability checks.
- Manage their account digitally through the Yonder app.
How to Apply
- Download the Yonder app or visit the official website.
- Select the membership type: Free Plan or Full Membership (£15 per month).
- Complete the online application with your personal and financial details.
- Pass a quick credit assessment.
- If approved, activate your digital card instantly in the app.
- Your physical Yonder card will arrive by post.
Frequently Asked Questions
1. How much does the Yonder Credit Card cost?
The Free Plan has no fee. The Full Membership costs £15 per month.
2. How many points can I earn?
Free Plan: 1 point per £1. Full Membership: up to 5 points per £1, with bonuses at partner venues.
3. Are there foreign transaction fees?
No. All Yonder cards come with zero FX fees.
4. Does Yonder offer cashback?
No, rewards are structured as points and experiences rather than cashback.
5. What insurance is included?
Full Membership includes travel insurance for trips abroad.
6. How do lifestyle rewards work?
Yonder partners with restaurants, fitness centres, entertainment venues and travel brands. Rewards refresh monthly.
7. Can I top up my Yonder card?
Yes. You can load your own funds onto the card, keeping the ability to earn points.
8. Does the card have purchase protection?
Yes, covered items are protected against theft or accidental damage.
9. Is there refund protection?
Yes, if a retailer refuses a return, Yonder may refund you directly.
